Personal Finance
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sarah li cain

Sarah Li Cain

Sarah was originally an elementary school teacher, working in countries such as Australia, China and South Korea. It was during this time she honed her teaching skills and the ability to break down complex topics into digestible bite-sized pieces. In Sarah's experience, consumers can start their path onto financial wellness by using the right tools and a supportive community. Through her experience learning about the banking, insurance, real estate, mortgage and credit industry, she became passionate - just like in her teaching career - to break down complicated jargon in a way that anyone can understand.

Articles by Sarah Li Cain

fico score

What Is a FICO Score?

The FICO credit score is widely used by lenders to determine the likelihood you’ll pay back a loan. Learn how FICO calculates your score and how you can improve it.

credit score

Which Credit Score Do Mortgage Lenders Use?

Looking to take out a mortgage? It’s important to find out what credit scores mortgage lenders use so you can put your best financial foot forward.

Passive income ideas written on screen next to coins, paper money and light bulbs

11 Passive Income Ideas for 2024

Looking for other ways to earn money without working more. Learn about 10 passive income ideas you can start today.

buy gift cards with credit cards

Can You Buy Gift Cards With Credit Cards?

Hoping to earn rewards by buying gift cards with credit cards? Learn if you can and on which occasions you may want to steer clear from doing so.

Venmo guide

Venmo App Guide 2024: What Is It & How It Works

Unsure whether Venmo is for you? Learn how this payment app works, its fees, and how to use it to send and receive money.

direct deposit

What Is Direct Deposit and How Does it Work?

Direct deposit is one of the most popular payment methods, but is it for you? Learn what it is and how to set it up.

cash to close

Cash to Close: Definition, Calculation & How to Prepare Early

Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.

certificate of deposit

What Is a Certificate of Deposit (CD)?

Not sure if a certificate of deposit (CD) is for you? Learn all about this type of account and what to consider before opening one.

first time home buyer grant

First-time Home Buyer Grants & Programs: All You Need to Know

Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.

How to Fill Out a Money Order

How to Fill Out a Money Order

Do you want to pay using a money order? Learn how to fill out one so that payment goes to the correct recipient.

What is a wire transfer

What Is a Wire Transfer?

Want to send money? Learn what a wire transfer is, including how it works and whether it’s the right method for you.

man looking at a model house with a magnifying glass

What is an Appraisal Contingency?

Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.