Personal Finance
Advertiser Disclosure
Louis R. Carlozo

Louis R. Carlozo

Lou Carlozo has written about investments and personal finance for U.S. News & World Report, Reuters Money and Reuters Small Business, GoBankingRates and Money Under 30. Lou’s work has also appeared in Forbes, the Los Angeles Times, Yahoo Finance, MSN, the Christian Science Monitor and news outlets across the world. His journalism honors include a shared Polk Award, a Chicago Tribune Innovator Award, the Bob Briner Impact Award, and Top 10 Business Blog of the Decade from

Articles by Louis R. Carlozo

credit bureaus

What Are the Three Credit Bureaus?

Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.

required minimum distribution for IRA

Required Minimum Distribution (RMD) 2024: Definition, Calculation, and Implications

Newly revised tax laws require you to take money from your retirement accounts once you turn 73. By calculating your RMD, you’ll avoid a tax pitfall.

capital one bank

Capital One Bank Review 2024

Capital One is one of the nation’s largest banks. It’s noteworthy for its lack of account fees, attractive APYs, and cafés that offer free WiFI, workspace, and account services.

How to Withdraw Early From a 401(k) (& Why You Shouldn’t)

Withdrawals from a 401(k) are a serious matter, as they can lead to financial penalties and deplete funds meant for your senior years. But a host of options can help you avoid this outcome, even in an emergency.

How to invest in index funds

How to Invest in Index Fund: A Step-by-Step Guide for Beginners

How index funds work, why they’re so popular, and how to start investing in them.